I invite you to compare! 

Things to remember. 

1) Rates change daily!  You must compare Good Faith Estimates from the same day!

2) Make sure all lenders you are shopping with will write on their Good Faith Estimate "Fee's guaranteed not to increase" at the time of lock.

3) There are closing costs in every real estate transaction.  Whether to pay them (and get the lowest rate) or have the bank pay them (and get a higher rate) depends on your timeline for holding the loan--how long you plan to stay in the house.  Each borrowers sitiuation is different, but most of the time there is a sweet spot if you pay some closing costs and get the lowest rate for you.  A good broker will help you with that.  Click here to read my blog on this topic for more info. 

Bottom Line...I've worked as a Minnesota wholesale and retail originator with and for the largest lenders in the nation.  Your local lending broker offers you better service and lower rates and fees than a lender only working at one bank or any nationwide internet lender, at no extra cost to you.

Also...

• I work with the largest banks in the industry--Wells Fargo, Chase, US Bank, CitiMortgage, and many other niche and boutique lenders.  Together with them, I offer the best product for you and give you the choice of which bank whose pricing is the lowest--translation: I offer any product you will need at the best rate possible. 
  
  
• At the time of lock, I guarantee that all fees on the Good Faith Estimate will match the fees listed on the HUD settlement statement.
  
  
• My team has over 40 years of real estate experience and will leverage our personal relationships with lenders to insure a smooth transaction for you.
  
  
• I will cut through the clutter of mortgage marketing with understandable language to insure you know what type of loan you are getting and how to compare lenders.