The Importance of getting a Pre-Approval

	Are you looking for a mortgage? We'll be glad to answer your questions about our mortgage offerings! Call us at 651-426-1988. Ready to get started? Apply Online Now.

It is important to visit with a mortgage professional first, even if you haven't settled on the sort of home to search for. Why? If you do not yet know how much house you need to qualify for, what can we do for you?

We Will Help You Get Pre-Approved

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. In the process, we calculate your ability to borrow - looking at your job, available money for down payment, debt, income, and other areas. It's short and to the point; We keep the paperwork to a minimum.

Once you qualify, we give you what's called a Pre-Aprpoval Letter that states that we are partnering with you to find the right loan program to meet your situation and that we're confident you'll qualify for a loan for up to a specific amount.

Pre-Approval Power

A number of beneifits open to you once you've found your dream house, and have achieved pre-approval. First, you have some definite numbers in mind, as the total you will qualify for with your mortgage. Even more important to the seller of the house, your pre-approval letter gives them certainty - as if you'd arrived at their home with a big box of cash to make the offer! They won't need to worry that they're wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to be concerned about. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you with your pre-approval

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In this process, we explore your ability to borrow - reviewing your employment, available money for down payment, debts, income, and other circumstances. We as for a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

You can certainly use the mortgage calculators on this website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. For one thing, you'll want a Pre-Approval Letter! Next, we can review your mortgage choices and make sure you have selected the best one. Contact us at 6129643069 to get your pre-qualification process started.

Have questions? Call us at 651-426-1988. We answer pre-approval questions every day.